Financial Analysis: CB Financial Services (CBFV) and Its Competitors

CB Financial Services (NASDAQ: CBFV) is one of 306 public companies in the “Banks” industry, but how does it contrast to its competitors? We will compare CB Financial Services to related companies based on the strength of its risk, profitability, analyst recommendations, earnings, valuation, institutional ownership and dividends.

Institutional & Insider Ownership

21.3% of CB Financial Services shares are owned by institutional investors. Comparatively, 52.1% of shares of all “Banks” companies are owned by institutional investors. 9.7% of CB Financial Services shares are owned by insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares CB Financial Services and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
CB Financial Services 19.02% 8.32% 0.87%
CB Financial Services Competitors 18.68% 8.29% 0.93%

Risk and Volatility

CB Financial Services has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, CB Financial Services’ competitors have a beta of 0.79, suggesting that their average stock price is 21% less volatile than the S&P 500.

Dividends

CB Financial Services pays an annual dividend of $0.88 per share and has a dividend yield of 2.9%. CB Financial Services pays out 47.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 34.9% of their earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of current recommendations for CB Financial Services and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CB Financial Services 0 1 1 0 2.50
CB Financial Services Competitors 2192 8511 8508 337 2.36

CB Financial Services presently has a consensus price target of $32.00, suggesting a potential upside of 5.54%. As a group, “Banks” companies have a potential upside of 1.25%. Given CB Financial Services’ stronger consensus rating and higher probable upside, analysts plainly believe CB Financial Services is more favorable than its competitors.

Valuation & Earnings

This table compares CB Financial Services and its competitors top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
CB Financial Services $39.38 million $7.58 million 16.39
CB Financial Services Competitors $5.50 billion $827.87 million 379.32

CB Financial Services’ competitors have higher revenue and earnings than CB Financial Services. CB Financial Services is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

CB Financial Services competitors beat CB Financial Services on 9 of the 15 factors compared.

CB Financial Services Company Profile

CB Financial Services, Inc. is the bank holding company for Community Bank (the Bank). The Company operates in community banking segment. The Bank offers residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a range of deposit products for individuals and businesses in its market area. The Bank operates through a network of approximately 20 offices in Greene, Allegheny, Washington, Fayette and Westmoreland Counties in southwestern Pennsylvania. The Company’s principal lending activity is the origination of residential loans secured by one- to four-family residential properties in its local market area. In addition, the Bank offers property and casualty, commercial liability, surety and other insurance products, through its subsidiary, Exchange Underwriters, Inc. (Exchange Underwriters), an independent insurance agency.

Receive News & Ratings for CB Financial Services Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for CB Financial Services and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply